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Umbrella Insurance

Umbrella Insurance In Alaska

When you want to be financially responsible, you get all of the insurance policies that you need to have. However, that doesn't mean that those insurance policies give you enough coverage for your needs. Having liability insurance is especially important, and many people don't have enough. That's why so many get umbrella insurance policies. If you are interested in umbrella insurance, call us now at Compass Insurance LLC in Alaska.

Adding Liability Coverage

When you get umbrella insurance, it adds liability cover onto two policies you already have. Your home and auto insurance policies each include some liability coverage. However, it may not be much. With the way medical bills are skyrocketing, it's crucial to have moderate to high liability coverage. Not having enough liability coverage means you have to pay what is left over after the policy pays out its maximum.

Your Home and Auto Policies

An umbrella insurance policy works with the home and auto policies you already have. Home and auto policies each have their component of liability coverage. This is what pays for the medical bills when someone else gets injured, and the accident was judged to be your fault. When you have both of these policies, a great way to add extra liability insurance is to carry an umbrella policy. With umbrella insurance, the home or auto policies come in first to pay what it can. After that, the umbrella policy pays what is left. This ensures that you aren't stuck with tens of thousands in overages due to medical bills.

Protect Yourself with Umbrella Insurance

If you already have home and auto policies in place, you may not have as much protection as you assume. One way to raise the amount of liability coverage you have is to get an umbrella policy. To get started, call us at Compass Insurance LLC in Alaska.

Auto Insurance Types

When it comes to auto coverage more is better than less. We can help you get the following coverages:

  • Liability Insurance
  • Uninsured Motorist Protection
  • Collision Insurance
  • Medical/Personal-Injury Protection
  • Comprehensive Insurance
  • No-Fault Insurance

Partner Carriers

  • Alaska National
  • Arlington/Roe
  • Bond Exchange
  • CNA
  • Liberty
  • Preferred Aviation Underwriters
  • Progressive
  • Safeco
  • Stillwater Insurance
  • Superior Underwriters
  • The Insurance Center
  • Umialik